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Type Of Fha Loan Bettencourt added this type of product would enable the FHA to meet its Congressionally mandated two percent cash reserves for the mutual mortgage insurance fund (MMIF). After one year, many good FHA.

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Fha Financing Rules Fha Down Payment Requirement FHA Loan Down Payment Sources: Retirement Funds. We’ve been discussing fha home loan down payment sources and the rules that govern them. fha mortgage loan rules in HUD 4000.1 have strict requirements when it comes to the sourcing of down payments; since most FHA forward mortgages require a down payment, the rules in this area are very important to know ahead of your loan.